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Score a $200 Bonus{{d2041*}}

THE OFFICIAL BANK OF THE BALTIMORE RAVENS

Show your spirit with an exclusive M&T Ravens Debit Card{{d1045*}}, plus a $200 cash bonus, when you open your account today and complete qualifying activities.

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Earning a $200 cash bonus is easy.

Open your checking account

Apply online or visit your local M&T Bank to open an account by February 28, 2025 using the promo code.

Set up Direct Deposits

Simply have a total of at least $500 in qualifying direct deposits within 90 days of account opening to qualify.

Earn a $200 cash bonus

Your cash bonus will be awarded within 90 days after completing the qualifying direct deposits.{{d2041*}}

Explore checking account options

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MYCHOICE PREMIUM{{d1043*}}

$200 cash bonus{{d2041*}}

Offering the most premium features, benefits and perks.

CHECKING ACCOUNT FEATURES

  • Special Deposit Interest Rates
  • Free standard check orders{{d1039*}}
  • Discounted Personal Loan rates{{d1030*}}

MONTHLY MAINTENANCE CHARGE
$24.95/month or $0/month{{d1038*}} if the requirements are met

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle OR

combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}

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Redeem in Branch

MYCHOICE
PLUS

$200 cash bonus{{d2041*}}

Enjoy ATM surcharge rebates{{d1029*}},{{d1042*}} and the option to earn interest.{{d1040*}}

CHECKING ACCOUNT FEATURES

  • Interest-bearing option{{d1040*}}
  • Discounted Personal Loan rates{{d1030*}}
  • No fee at non-M&T ATMs{{d1029*}}

MONTHLY MAINTENANCE CHARGE
$14.95/month{{d1042*}} or $0/month{{d1038*}} if the requirements are met

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle OR

direct deposits totaling $1,500 or more per monthly service charge cycle  

Open Online
Redeem in Branch

EZCHOICE

$200 cash bonus{{d2041*}}

Our most popular option with the essentials you need.

CHECKING ACCOUNT FEATURES

  • No monthly maintenance charge{{d1038*}}
  • No minimum balance requirement
  • No minimum transaction requirement

MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}

WAIVE THE MONTHLY MAINTENANCE CHARGE
No monthly maintenance charge to waive



 

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Redeem in Branch

MYWAY BANKING FROM M&T BANK®

No cash bonus{{d2041*}}

Our checkless account without the worry of overdraft fees.{{d1041*}}

MyWay Banking is not eligible for a cash bonus offer.{{d2041*}}

CHECKING ACCOUNT FEATURES

  • No overdraft fees{{d1041*}}
  • Checkless account with M&T Debit Card
  • No monthly maintenance charge with just one transaction{{d1038*}}

MONTHLY MAINTENANCE CHARGE
$4.95/month or $0/month{{d1038*}} if requirements are met

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.

 

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Explore Checking Account Options

$200 CASH BONUS{{d2041*}}

MyChoice Premium

Offering the most premium features, benefits and perks.

MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $24.95/mo. if requirements are not met i


$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle

OR

combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}

CHECKING ACCOUNT FEATURES

Special Deposit Interest Rates

Free standard check orders{{d1039*}}

Discounted Personal Loan rates{{d1030*}}

Open Online
Redeem In Branch

$200 CASH BONUS{{d2041*}}

MyChoice Plus

Enjoy ATM surcharge rebates{{d1029*}} {{d1042*}} and the option to earn interest.{{d1040*}}

MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $14.95/mo.{{d1042*}} if requirements are not met i


$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle

OR

direct deposits totaling $1,500 or more per monthly service charge cycle  

CHECKING ACCOUNT FEATURES

Interest-bearing option{{d1040*}}

Discounted Personal Loan rates{{d1030*}}

No fee at non-M&T ATMs{{d1029*}}

Open Online
Redeem In Branch

$200 CASH BONUS{{d2041*}}

EZChoice

Our most popular option with the essentials you need.

MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

CHECKING ACCOUNT FEATURES

No monthly maintenance charge{{d1038*}}

No minimum balance requirement

No minimum transaction requirement

Open Online
Redeem In Branch

NO CASH BONUS{{d2041*}}

MyWay Banking from M&T®

Our checkless account without the worry of overdraft fees.{{d1041*}}

MyWay Banking is not eligible for a cash bonus.{{d2041*}}

MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $4.95/mo. if requirements are not met i


$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.

CHECKING ACCOUNT FEATURES

No overdraft fees{{d1041*}}

Checkless account with M&T Debit Card

No monthly maintenance charge with just one transaction{{d1038*}}

Open Online

Shared Account Features

While each account has its own perks, every option features the flexibility you deserve.

Zay Flowers holding a custom Baltimore Ravens debit card
Manage money with ease.

Use online bill pay{{d1031*}}, Zelle®{{d1033*}} and mobile check deposit{{d1032*}} to manage your money on the go.

Customize your debit card.

Add personality to your purchases with custom card designs at no additional fee.{{d1045*}}

Get cash when you need it.

Visit one of 900+ branches and 2,000 ATMs to access your money.

Use contactless checkout.

Tap to pay is here. Add your card to your digital wallet and pay on the go.

Banking built with you in mind.

TURN TO US FOR OUR STABILITY

We know that financial security is peace of mind. All M&T Checking products offer real-time alerts and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.